FAQ

How much returns can we expect from mutual funds in the next 15-20 years as India is transforming into a developed country?
This a tough question to answer and if anyone gives a pat response then do suspect them! Even Warren Buffet famously said that he can't predict th...
Wed, 2 May, 2018 at 4:04 PM
Which is the best mutual fund to invest a lump sum amount for a period of 5 years?
  For a five year horizon, consider balanced mutual funds for your lumpsum investment. If you can extend the horizon, then consider diversified equity m...
Wed, 2 May, 2018 at 4:04 PM
What is the category of an HDFC small-cap fund, diversified or small-cap?
That would be a small cap fund as the name suggests. This means the fund invests in small and emerging companies. The risk taken by such a fund wi...
Wed, 2 May, 2018 at 4:04 PM
Is it mandatory to have a cheque book to invest in mutual funds?
With options like e-mandate allowing to use your Aadhaar looked bank account, it is not necessary to carry your cheque book with you. Net banking ...
Wed, 2 May, 2018 at 4:06 PM
Which option is better on a mutual fund: a growth option or a dividend option?
I will share three tips, although the growth option is generally better. The detailed answer will depend on your particular investment objective, curr...
Wed, 2 May, 2018 at 4:06 PM
Can I carry forward my ELSS funds if, on the date of the maturity, the market is down?
Yes, even after your ELSS funds completes the three year lock in period, you are free to continue to hold them. If the funds are good, it is advisable...
Wed, 2 May, 2018 at 4:07 PM
What are the best stocks to buy in current market, which are giving 10-15% returns with in a month?
Picking stocks to churn within a month is the mark of a trader. Do check if that is what you want with the high risks involved. Or if you want to inve...
Wed, 2 May, 2018 at 4:07 PM
How can you describe/explain mutual funds in the simplest way to a person who doesn’t know a thing about investing, etc.?
Consider a mutual fund as money pooled by many people. The mutual fund is tightly regulated and monitored by the government (SEBI), so it is safe. ...
Wed, 2 May, 2018 at 4:07 PM
How does a mutual fund investments operate?
Here is a brief description of how it operates: A mutual fund is a pool of money contributed by its buyers. It is run by a company (Asset Manage...
Wed, 2 May, 2018 at 4:08 PM
What are the investment opportunities in mutual funds to earn a monthly income of INR 40 K by one-time investing INR 20 lacs?
Your asking rate is too high! INR 40k a month is 4,80,000 a year which is 24% of your invested amount. You can try two approaches: Increase your i...
Wed, 2 May, 2018 at 4:09 PM