Jama Help Desk

FMPs or Fixed Maturity Plans are a class of Debt Funds. They do not come under Section 80C. However they do offer good tax benefit as they are usually f...

“Time in the market” is much more important than “Timing the market”. For this SIP is the best way to keep investing and growing your wealth for the lon...

In general, Sectoral Funds are avoidable for both short term and long term horizons. The reasons are lack of diversification, higher expense ratios and l...

The best way to invest is to go for direct plan mutual funds that do not deduct broker commissions. So you get higher growth and upto 40% more in long te...

Rolling returns are simply returns for a given period. A 10 year rolling return on a given date is the annualised return from ten years prior, upto that ...

The 3 year period ends from the date of transaction. So if you are into an SIP then the 3 year will apply to each purchase in the SIP. People who want t...

The published Net Asset Value from the fund house is a good proof on how the fund has performed, when compared to a previous date. Direct Plan NAVs alwa...

I cannot comment on any specific platform, most of them are good and safe. However, if you want guaranteed higher returns (compared to regular plans), G...

It is better to split the investment between 2 or max 3 funds. 5 is too much to manage given the ticket size.

Emerging markets or developing countries will offer better growth prospects for the foreseeable future, simply because there is unmet potential. However ...