FAQ

Which AMC will give the maximum commission to a mutual fund distributor?
The commission paid out to distributors has a total cap as per the rules of SEBI. The cap is about 2.5% for equity funds and SEBI Has been taking meas...
Wed, 2 May, 2018 at 3:37 PM
Is the investment in mutual funds beneficial, considering the drop in IRR post the budget announcement?
Yes Mutual Funds continue to be the best option for long term investments. They are less volatile than stocks and you get a professional to manage them for...
Wed, 2 May, 2018 at 3:38 PM
How is investing through SIP better than investing through lumpsum? How does the value cost averaging help me give better returns?
Investing through SIPs helps you invest on a consistent basis. The markets may be moving up or going down but your monthly investment will capture the...
Wed, 2 May, 2018 at 3:38 PM
Do we only have to invest into ELSS to save tax or is it okay to invest into any equity based funds to get tax benefits?
ELSS funds help you get upto Rs 46,350 in income tax reduction. This is by reducing your taxable income upto Rs 1.5 lakhs which is the maximum amount ...
Wed, 2 May, 2018 at 3:39 PM
Is my mutual fund portfolio good for long-term gains?
  Your Mutual Fund portfolio is good for the long term if it meets the following FOUR criteria: It has only Direct Plan Mutual Funds. Not having them...
Wed, 2 May, 2018 at 3:39 PM
What is the difference between G and D in mutual funds?
They stand for Growth and Dividend plans respectively. Which one you go for depends on your situation: Long term growth - go for Growth Plan. Long ...
Wed, 2 May, 2018 at 3:40 PM
Is MF Utility a good platform to invest in direct mutual fund plan?
When you invest in Mutual Funds, you are ideally looking for not just a transaction platform but for selection, advice and support. A platform that ca...
Wed, 2 May, 2018 at 3:40 PM
Which is better, PF or mutual funds?
The answer depends on your personal situation. Both are essential for a long term portfolio. Provident Fund or PF gives a good tax exempt growth and ...
Wed, 2 May, 2018 at 3:41 PM
Are the markets overvalued? Is it the correct time to invest for a long-term or should I wait for a crash?
Time in the market is superior to Timing the market. Equity markets were at a high in January, definitely in the overvalued zone. Now they seem to be...
Wed, 2 May, 2018 at 3:41 PM
What is the best site or app for investing in direct mutual funds through SIP?
  Here is a pointed answer with ELEVEN features (all SIP related), on the Best SIP platform. Firstly helps you invest in Direct Plan Mutual Funds. Th...
Wed, 2 May, 2018 at 3:42 PM