FAQ

How do I make a proper flow for SIP, STP & SWP in mutual funds, so that we can expect returns with our desired intervals?
The proper flow is mapped to your personal situation. Ensure that you map out your financial goals and then have SIPs that map to these goals. STPs should ...
Wed, 2 May, 2018 at 3:31 PM
How can I invest in SIP using HDFC securities? What would be the brokerage charge? Is there any other option to invest in SIP to gain maximum profit?
When you invest through HDFC Securities or ICICI Direct you would be investing in regular plan mutual funds (i.e. those which are not Direct Plans). H...
Wed, 2 May, 2018 at 3:32 PM
What should I do if my mutual fund is under performing?
You should put the fund under watch and see how it shapes up over the next 3–6 months. Abruptly quitting a fund is not a good idea. It is like pulling...
Wed, 2 May, 2018 at 3:32 PM
What does unit holding options as physical means in mutual funds?
Holding units in physical form just means that you don't need a demat account. They are still electronic and are managed in a paperless way by the...
Wed, 2 May, 2018 at 3:33 PM
Where and how do you invest your monthly salary?
When i was an employee working in large companies, i used to invest my salary savings into PPF, VPF and bonds in the initial years. Later on i started inve...
Wed, 2 May, 2018 at 3:33 PM
Is it good to invest in close ended NFO? .. I’m new to Mutual Funds.
In general it is better to avoid close ended NFOs, because they are often just marketing gimmicks. The brokers and distributors push these products b...
Wed, 2 May, 2018 at 3:34 PM
Which is the best mutual fund to invest in in Kerala?
Mutual Funds in India are regulated by the Security and Exchange Board of India. Hence they available all over India and not in Kerala or any one stat...
Wed, 2 May, 2018 at 3:34 PM
What are some MFs (4-6 mutual funds with higher return and maximum risk) to invest Rs 10k per month in SIP for 13 years (maturity Rs 55-70 lakh) for me (26, unmarried, salary 30k)?
Since you are not yet married, and have a long investment horizon, you can go for an aggressive portfolio. You can also go for some midcap funds and a...
Wed, 2 May, 2018 at 3:35 PM
How do I invest in mutual funds, through an agent or directly through institutions? Consider me as a beginner, and I want long-term growth?
You can invest through an online platform (I work for one such platform called Jama which is Indian word for ‘accumulate’), that aggregates all mutual fund...
Wed, 2 May, 2018 at 3:36 PM
How is ELSS beneficial? How is it different from a mutual fund?
Equity Linked Savings Funds (ELSS) are a type of mutual funds that offer income tax saving benefit. The amount invested (max Rs 1,50,000) is reduced f...
Wed, 2 May, 2018 at 3:37 PM