FAQ

Is it a good option to invest in SIP through ICICI direct?
Two reasons why it is not a good option to buy an SIP from a 3-in-1 platform (such as the one mentioned in the question, or from any other Bank promoted or...
Wed, 2 May, 2018 at 2:58 PM
What are the prerequisites for starting an online mutual fund distribution company?
You must be registered with Securities & Exchange Board of India (SEBI) as a Registered Investment Advisor, or as a distributor with Association of Mut...
Wed, 2 May, 2018 at 2:59 PM
What are the differences between small-cap, mid-cap, and large-cap mutual funds in India?
What is important for you is to know how and when to invest in these classes of funds. Small cap - if you are an aggressive investor. But do note that f...
Wed, 2 May, 2018 at 2:59 PM
Which is good and constant performing equity mutual fund for sip 5k in 3-5 yrs?
Equity mutual funds are not recommended for a short time horizon. Business cycles take about 7–10 years, and you dont want your exit time frame to coincide...
Wed, 2 May, 2018 at 3:00 PM
What is the difference between a fixed deposit and a cash mutual fund?
A Fixed Deposit gives you fixed interest on your investment for a fixed time (tenure). There are two issues: But you have to pay income tax on the return...
Wed, 2 May, 2018 at 3:00 PM
I've recently started investing in mutual funds? My SIP amount is 4k in each portfolio. I'm planning to continue for about 10 years with same or more sip amount . Is this a good investment decision?
Having SIPs is great decision as it builds discipline. However keep in mind following THREE things clearly. Otherwise you will be funding the broker’s SIP!...
Wed, 2 May, 2018 at 3:01 PM
Regular plan Vs Direct plan, Which is better?
If your invested fund does not have the words “Direct Plan” then you are investing in a Regular plan. There is a major difference between direct plans vs r...
Wed, 2 May, 2018 at 3:01 PM
What is the difference between investing 5000 in SIP and 5000 (lump sum) in mutual funds every month?
The difference is in psychology! With a lumpsum investment every month, you have to make sure you remember to invest on a given date. If you are mood...
Wed, 2 May, 2018 at 3:05 PM
What are the best pension schemes to invest in (I can invest a max of 7k p.m. and target corpus 1.5 crore, horizon 28 years)?
The best way to get long term returns is to invest in long term equity mutual funds. For your numbers, the kind of return you are assuming is about 11% p.a....
Wed, 2 May, 2018 at 3:07 PM
What is the financial impact of the merger on the mutual fund’s Net Asset Value?
Mutual Fund NAV is a factor of the underlying equities or bonds being held by the fund. When two funds are merged the revised NAV of the merged fund will be...
Wed, 2 May, 2018 at 3:11 PM